Saving the worst for last

The New York Times waits until the final two paragraphs to explain a major problem with Obamacare - the incentive to stay on subsidies instead of working and making more money.
And now that she has health insurance for the first time, she has already begun worrying about losing it. Might she have to give it up if her income grows and her subsidy shrinks?

“If work picks back up and I jump right back up there,” she said, “then I’m stuck.”

If she stays on the subsidy, then the people are stuck with the bill.