The interesting question of the health care reform - will people decline to pay for yearly insurance covering until they get sick?
Since many people have coverage through work now, the cost is subsidized. You take it if it's a good deal and otherwise don't think about it.
We had to think about it in 1995. We left our jobs so my wife could start school at the University of Virginia. I didn't have a job lined up and she was a student, so we paid $800 for a semester of Blue Cross coverage.
I thought briefly of going without coverage - I was in my early 30s and hadn't needed medical coverage. She wanted coverage and so we got coverage.
A few months later, I got a full-time job and the insurance that came with it.
It's easy for Rush Limbaugh to say he won't buy insurance under this plan - he can probably buy Costa Rica and use their hospitals if need be.
For the rest, on one hand you have the newly increased premium plus payments for your services. On the other hand, you have the fine for going without insurance, plus the medical costs you're used to having insurance cover above the co-pay.
How high does the premium have to go to make dropping insurance a good idea? A couple might squeak by, until they decide to start a family. If you have kids or are over 50, insurance might seem to be still a good idea. You never know when your kid is going to break a bone.
And since you've always had insurance, you never had to pay full cost.
We're going to a vast, uncharted territory that's not as bright as Democrats would have you believe.