...pack a lunch, you can't afford to eat there.
Why?
Nowhere in the nation have restaurants been harder hit than in San Francisco, said Frank Klein, a national restaurant consultant in Palo Alto. Besides the problems plaguing the industry during a recession, restaurateurs here are further burdened with the city's payroll tax, mandatory healthcare subsidies, sick-leave pay and a higher minimum wage, which must be paid to workers in addition to their tips - not always the case in other cities.
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